We Provide

Custom Insurance & Benefit Solutions for Businesses & Individuals

What We Do

We help businesses manage employee benefit plans and insurance better

Palmetto Insurance Group is a Columbia, SC based insurance agency that specializes in helping businesses navigate the complex landscape of health insurance and employee benefits. We understand that not all benefit plans are the same and that each business has unique needs. Our experienced team works closely with businesses to assess their requirements, budget, and employee demographics to determine the right fit for their specific circumstances. We offer a range of insurance options from various providers, ensuring that businesses have access to a comprehensive selection of plans and provide personalized guidance and expertise throughout the entire process.

We do all of this by -

  • Reducing Costs
    Reducing Costs
  • Improving Compliance
    Improving Compliance
  • Streamlining Administration
    Streamlining Administration
  • Helping Recruit and Retain Good Employees
    Helping Recruit and Retain Good Employees
  • Providing Client Advocacy & Support
    Providing Client Advocacy & Support
  • Reducing Costs
    Reducing Costs
  • Improving Compliance
    Improving Compliance
  • Streamlining Administration
    Streamlining Administration
  • Helping Recruit and Retain Good Employees
    Helping Recruit and Retain Good Employees
  • Providing Client Advocacy & Support
    Providing Client Advocacy & Support

Business Insurance & Employee Benefits

Let us help you find just the right group insurance and employee benefits for your business.

Selecting and managing a group health insurance plan can be a challenging task for employers due to the multitude of options and funding arrangements available. Group health insurance plans encompass various considerations for business owners such as coverage options, cost, and the specific needs of their employees. Palmetto Insurance Group is here for you to lead you through this process – every step of the way.

Group Health Insurance

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

Group Dental & Vision Insurance

Taking care of your eyes, teeth, gums and related structures is an extremely important part of disease prevention.

Group Life Insurance

Life Insurance is designed to provide financial protection and support to employees and their families in the event of an employee’s death.

Group Disability Insurance

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

Group Supplemental Benefits Insurance

These are additional coverage that employers can offer to enhance their employees’ benefit plans.

Risk Management

By encouraging healthy lifestyles and regular doctor visits, employers can reduce the need for costly medical interventions down the line.

Tax Savings Plans

There are numerous tax savings and tax credit programs available that can benefit both employers and employees.

Benefit Benchmarking

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

Sign up to receive our free Employee Benefits Benchmarking Report

See how your company’s benefits plans stack up against other businesses like yours. By regularly evaluating and adjusting your benefits program based on benchmarks, businesses can create a compelling and valuable employee value proposition.

Individual Insurance

We tailor individual insurance plans to your specific needs.

When group benefits are not available through an employer, it becomes crucial for individuals to consider individual insurance plans to safeguard their well-being and financial security. These plans cover a range of areas such as health, life, dental, vision, disability, and prescription drugs. We work with individuals to provide them with comprehensive protection tailored to their particular needs.

Individual Health Insurance

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

Individual Dental & Vision

Taking care of your eyes, teeth, gums and related structures is an extremely important part of disease prevention.

Individual Life

Life Insurance is designed to provide financial protection and support to employees and their families in the event of an employee’s death.

Individual Disability

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

Senior Products

Medicare supplements, Long-Term Care (LTC) insurance, and other types of insurance address specific needs and provide financial protection for older individuals.

Telemedical Benefits

These are additional coverages that employers can offer to enhance their employees’ benefit plans.

Prescription Concierge

There are numerous tax savings and tax credit programs available that can benefit both employers and employees.

Personal Lines

These policies often provide comprehensive benefits, including hospitalization, doctor visits, prescription drugs, and preventive care.

HR Services

Our team is here to support your ongoing insurance and benefits needs.

We provide advocacy, support, and guidance to employees regarding their health insurance and employee benefits. Serving as a liaison between employees and the insurance provider, we help clients navigate complex insurance processes, understand coverage options, and resolve any issues that may arise. This ensures that employees fully comprehend their benefits and make informed decisions about their healthcare.

Custom Insurance & Benefit Solutions for Businesses & Individuals

Benefit Administration

Our benefits administration software we provide makes it easier to manage employee benefits from a central location.

Enrollment & Communication

Palmetto Insurance Group stands out as a premier choice for enrollment and communication services in the realm of employee benefits.

Custom Insurance & Benefit Solutions for Businesses & Individuals

HR Value Added Services

We provide a full suite of HR value-added services and tools to help streamline the HR process for businesses.

Employee Advocacy & Support

These services focus on providing personalized support and guidance to employees to help them understand their benefits.

Case Studies & Featured Services

Category: Featured Services

Gig Worker Solutions aims to provide self-employed individuals in the gig economy with access to benefits and support that are typically associated with traditional employment, potentially addressing some of the challenges they face, such as lack of insurance, retirement planning, and tax issues.

Category: Featured Services

The revolutionary benefit plan that’s transforming the landscape of employee healthcare in the United States. With a staggering 1 in 4 major employers across the nation already embracing it, Surest is not just a healthcare solution; it’s a commitment to enhanced employee engagement, reduced costs, and improved overall satisfaction with healthcare plans.

Category: Case Studies

Palmetto Insurance Group has introduced a groundbreaking risk management and tax savings program designed to alleviate these challenges while simultaneously benefiting both employers and employees. This case study explores how Palmetto’s solution is addressing these issues, leading to improved financial stability, enhanced employee well-being, and sustained business growth.

What Our Clients Say…

Carriers We Work With

These are just a few of the carriers we work with to provide custom insurance & benefit solutions for businesses & individuals.