Important Consumer Information

 

Timeline of Health Insurance Reforms that will impact Private Health Insurance Coverage under H.R. 3590, the Patient Protection and Affordable Care Act and the Health Care and Education Affordability Reconciliation Act of 2010.

Detailed timeline Revised July 15, 2010
Simplified timeline
Tax provisions

Revised Form W-2 for employers - The Patient Protection and Affordable Care Act (PPACA) adds a new reporting requirement aimed at improving health care transparency and cost awareness by requiring employers to report the value of employees' health benefits on Form W-2's. Revised July 2010

Children's Health Insurance Program (CHIP- New Federal Requirement) - Federal law now requires that all employers with a group health plan notify each employee of the availability of Medicaid or Children's Health Insurance Program (CHIP) subsidies for group health plan premiums. Employers must notify all employees, not just employees electing group coverage through their employers no later than May 1, 2010, and annually thereafter.

COBRA Continuation Coverage Assistance Under ARRA 

 

Healthy Lifestyle & Wellness

 - LIVESTRONG offers trusted health information and health news on diseases, symptoms, drugs, treatments and more. Get healthy with LIVESTRONG's articles and videos on www.livestrong.com

 

Controlling Medical Costs - The NAHU Education Foundation highlights facts about health reform and addresses reasons why health insurance is expensive. Find out what you can do to help control the cost of health care.

 

Obesity Awareness - Obesity is on the rise, with two in three adults in the United States categorized as either obese or overweight, and one in five U.S. children suffering from the same condition. But the drastic changes to diet and exercise needed to improve this condition aren't easy. It requires behavioral and lifestyle changes that take self-discipline and determination as well as education and resources to understand how to make these changes safely. Taking advantage of the obesity prevention program offered by your employer can have a huge impact on your efforts.

 

Medicine Adherence: Taking Your Medication Properly - Approximately one third of all prescriptions are never filled, and over half of prescriptions that are filled are not taken as prescribed in the United States. This rate of non-adherence includes patients taking drugs for serious conditions such as asthma, high blood pressure and diabetes. According to primary care physicians, the health of one in five patients is compromised by non-adherence. The consequence of poor adherence to medications is a critical issue that impacts your health and productivity. But understanding your medication can mean the difference between suffering and relief.

 

Discount Drug Programs

 

Many big box grocery and pharmacies stores have put together discount prescription drug programs.  These drug programs are designed to bring you into their store to shop for your prescription drugs with the hope that you will purchase other products.  Most programs have a specific list of drugs that are available at a deep discount.  These discounts do vary from store to store and change periodically.  The following links will take you to these discount programs.

 

 

                                        

 

                    

 

                           

 

 

Important Links

 

A.M. Best 

America's of Health Insurance Plans

Center for Studying Health System Change

Centers for Medicare & Medicaid Services (CMS)

Department of Health & Human Services

Department of Labor

Employee Benefit Institute of America

Employee Benefit Research Institute

HSA Bank

Internal Revenue Services

Livestrong

Medicare.gov

National Association of Health Underwriters (NAHU)

Society of Human Resource Management

South Carolina Association of Health Underwriters (SCAHU)

South Carolina Department of Insurance

 

 

 

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